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Become a Member

What is a Credit Union?

Credit unions are financial institutions formed by an organized group of people with a common bond. Members of credit unions pool their assets to provide loans and other financial services to each other.

Credit unions differ from other banks in several ways:

Credit Unions

  • Not-for-profit cooperatives
  • Owned by members
  • Operated by mostly volunteer boards

Other Financial Institutions

  • Owned by outside stockholders
  • Owned by outside stockholders
  • Controlled by paid boards

These factors allow credit unions to pay dividends to their members (not shareholders) and offer them lower loan rates, higher savings rates and fewer service fees. Become a member and enjoy the credit union advantage!

Who Can Join?

Membership is open to:

You may also maintain your membership after you retire. Once you join, you are a member for life!

Members enjoy the privileges of credit union membership with just $25 in a savings account and will earn dividends on balances of $100 or more.

Contact us today to request a Membership Packet.